Opportunities and Threats Around Fintech


  • The growing Fintech industry faces a big challenge from “stowaways” that consumers consider creating a trap in imposing loan interest rates, resulting in a high rate of return.
  • Up to now, there are no rules regarding the limit of loan interest rates through an information technology system known as peer-to-peer lending.
  • The growing phenomenon shows two faces at once: threats and opportunities in the development of the Fintech industry.

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